The WealthSprout Curriculum
Six age-matched programs that grow with your child — from their first savings jar at 5 to their first Roth IRA at 17. Each one meets them exactly where they are.
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My First Money Kit
28 pages · Instant PDF
The starting point for every WealthSprout family. 28 pages built around the Spend-Save-Give system — the three-jar method that turns every dollar a child receives into a real money lesson. Most families have their jars set up within one Saturday morning.
What is inside:
The 3-Jar System — Spend, Save, Give — with printable jar labels your child decorates themselves
My First Savings Goal Worksheet — your child picks a goal, sets a timeline, tracks it weekly
Parent Quick-Start Guide — five minutes to set up, no finance background needed
What Is Money? visual explainer for young kids who are just starting to understand value
No credit card · Print at home · Works on any device
The first full financial literacy workbook in the WealthSprout curriculum. Forty illustrated pages that teach earning, saving, and giving through activities early readers can do with their parents — not homework, but shared discovery.
By page ten, most children understand the difference between needs and wants without prompting. By the end, they have set their first real savings goal and built the habit of splitting money every time they receive it.
What is inside:
The 3-Jar System in depth — spend, save, give ratios with tracking pages
Needs vs wants — illustrated activities for early learners
My first savings goal — set a target, draw it, track it week by week
40 illustrated pages · Certificate of completion · Parent guide
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Money Seeds
40 pages · Ages 5–8
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Money Moves
52 pages · Ages 9–12
Real concepts for minds that are ready. Fifty-two pages covering compound interest with actual math, budgeting, an introduction to investing, and how to start a first micro-business. No dumbing down.
Most kids who finish this workbook ask if they can open a bank account the same week. They have calculated what compound interest does to $100 over fifty years and they want to start immediately.
What is inside:
Compound interest with real numbers — the math that changes how kids see money forever
Their first real budget — based on actual income from allowance, chores, or jobs
Paper portfolio activity — tracking real stocks with pretend money before using real money
52 pages · 16-week tracker · Certificate · Parent guide
The financial education school skipped. Sixty pages covering stocks, ETFs, Roth IRA setup, index funds, side hustles, and a complete five-year wealth roadmap. Written for teenagers who are ready to be treated like the intelligent future investors they are.
A teenager who finishes this workbook understands why a Roth IRA opened at 15 is worth $400,000 more at retirement than one opened at 25 — and they want to open one immediately.
What is inside:
Roth IRA setup walkthrough — step-by-step account opening with Fidelity
Stocks vs ETFs vs index funds — exactly what to buy with a first $100
Paper portfolio + 16-week investment tracker with real stock prices
60 pages · 5-year wealth roadmap · Certificate · Parent guide
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Wealth Blueprint
60 pages · Ages 13–15
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Launch Rich
70 pages · Ages 16–18
Everything school skipped before real life began. Seventy pages covering first paycheck decoded line by line, credit building before 18, student loans explained without the spin, investing first income, and a ten-year wealth roadmap from 17 to 27.
The financial operating system most adults wish they had before their first job arrived.
What is inside:
First paycheck decoder — every deduction explained, W-4 setup done right
Credit building before 18 — four methods, 12-month plan to 700+ score
Student loans — the real cost calculator and questions to ask before signing anything
70 pages · 16-week tracker · 10-year roadmap · Certificate
Go Deeper
Topic-specific guides that pair with any core program. Each covers one subject in full depth.
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Business thinking, opportunity spotting, first customer, first dollar. 31 pages.
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Stocks, ETFs, index funds. What to buy with a first $100. Account setup. 20 pages.
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Credit scores, W-4 setup, first paycheck decoded. Everything before adulthood. 20 pages.
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Idea generation, pricing, first customer, tracking profits. A real business plan. 20 pages.
⭐ Best Value · Founding Member Price
Every program for ages 5–18 in one founding member bundle. All future products added to your account automatically. Price rises when the next program launches.
✓ Money Seeds
✓ Money Moves
✓ Wealth Blueprint
✓ Launch Rich
✓ All Future Programs
✓ Instant PDF access · ✓ 30-day guarantee · ✓ All ages 5–18 covered