Money Moves is a 52-page workbook for ages 9–12 that turns money into something your kid actively works with — building a real budget, calculating compound interest, and mapping their first business idea. Written for kids who already know money matters and are ready for the real concepts behind it.
📥 PDF delivered to your inbox in under 60 seconds · Print at home or use digitally · Works on iPhone, iPad, Android, Mac, and PC
How You Receive and Use This Product
Delivered to your inbox within 60 seconds of purchase. No waiting. No shipping.
Open on your phone, tablet, laptop, or desktop. Works with any PDF viewer — iBooks, Adobe, Google Drive, everything.
Print the whole thing or just the pages you need. Standard home printer works perfectly. US Letter 8.5×11 format.
Download it once and keep it forever. Re-download any time from your portal. No expiry. No subscription required.
Most families download on a phone and print the activity pages. Both ways work perfectly.
He's started asking what a stock actually is, has a business idea he won't stop talking about, and gets an allowance with no real plan behind it. Money Moves gives all three a structure.
This is for your kid if:
This is NOT for your kid if:
What Jake knows after this program:
"Jake came home the day he finished the compound interest chapter and explained it to his grandfather at dinner — unprompted, correctly, and clearly proud of himself. He's eleven."
— Marcus T., dad of Jake, age 11The math that turns small savings into real money, with examples a 10-year-old can run themselves.
Tracking actual income — allowance, chores, gifts — and deciding where every dollar goes.
Ideas for making money outside of chores, matched to what a 9–12 year old can actually do.
Demystifying ownership and risk, so "the stock market" stops being just a number on the news.
When to keep money in a jar, and when it's ready to start growing somewhere else.
A simplified one-page tool for mapping out any business idea, from lemonade stand to app.
Turning an idea into a real, doable plan with a price and a customer.
A walkthrough for every chapter above — no business or investing background required.
Real math your kid runs themselves, showing exactly how a little saved each month turns into real money over time.
A real budget worksheet for actual income — allowance, chores, and gifts all included.
A simplified one-page tool for mapping any business idea, from lemonade stand to app.
Previews show sample content. Full workbook delivered as an instant PDF download.
If you and your kid go through Money Moves and don't feel it was worth every penny, email us within 30 days and we'll refund you in full. No forms. No questions. No waiting.
hello@wealthsproutkids.com · We respond within 24 hours
Yes. Most kids start the book with no business idea at all. The Business Model Canvas chapter is built to help them find one, not assume they already have it — by the end, most kids have at least one idea they want to try.
No. The business chapters are there for kids who want to go that far, but the budgeting, saving, and compound interest chapters stand completely on their own. Plenty of kids use Money Moves just for the money fundamentals.
Money Moves is a digital PDF delivered instantly to your inbox after purchase. Use it on a phone, tablet, or laptop, or print it at home — it's yours to keep either way.
Money Moves picks up right where Money Seeds leaves off. Kids don't need to have done Money Seeds first, but if they have, the concepts here will feel like a natural next step instead of a repeat.
No — that's exactly what chapter 4 is for. It starts from zero and explains what a stock actually is before getting into anything else, so kids who've never heard the term before are just as ready for this as kids who have.
If Money Moves isn't the right fit for your kid, email hello@wealthsproutkids.com within 30 days of purchase for a full refund — no forms, no hoops.
How You Receive and Use This Product
Delivered to your inbox within 60 seconds of purchase. No waiting. No shipping.
Open on your phone, tablet, laptop, or desktop. Works with any PDF viewer — iBooks, Adobe, Google Drive, everything.
Print the whole thing or just the pages you need. Standard home printer works perfectly. US Letter 8.5×11 format.
Download it once and keep it forever. Re-download any time from your portal. No expiry. No subscription required.
Most families download on a phone and print the activity pages. Both ways work perfectly.
One-time purchase. Instant access. No subscription.
Less than one month of in-game purchases — and this one actually pays off.
Get Money Moves — $24 →📥 PDF delivered to your inbox in under 60 seconds · Print at home or use digitally · Works on iPhone, iPad, Android, Mac, and PC
Instant PDF delivery. 30-day money-back guarantee. Questions? hello@wealthsproutkids.com
The Vault includes Money Moves plus Money Seeds, Wealth Blueprint, and Launch Rich — one program for every age, all in a single purchase.
See The Complete Vault →