Terms of Service

Effective Date: September 22, 2026  ·  Last Updated: September 22, 2026

These Terms of Service ("Terms") govern your use of the WealthSprout website at wealthsproutkids.com ("Site") and the purchase of products offered by Blue Tree Group LLC ("Company," "we," "us," or "our"), operating under the brand name WealthSprout.

By accessing our Site or purchasing our products, you agree to these Terms. If you do not agree, do not use the Site.

1. The Company

These Terms are entered into between you and:

2. Products and Digital Downloads

WealthSprout sells digital educational products including PDF workbooks, printable activity sheets, and digital guides. All products are delivered as digital downloads upon purchase confirmation.

Due to the digital nature of our products, all sales are subject to our Refund Policy.

3. Payment Processing

All payments are processed by Paddle (paddle.com), who acts as our Merchant of Record. When you purchase from WealthSprout, your transaction is processed by Paddle, and Paddle's terms of service and privacy policy also apply. Paddle is responsible for the technical processing of your payment.

4. Intellectual Property

All content on this Site — including but not limited to text, graphics, workbook content, logos, and digital products — is owned by Blue Tree Group LLC and protected by United States copyright law.

You may not:

• Reproduce, distribute, or resell our digital products
• Share purchased products with others not covered by your purchase
• Use our content for commercial purposes without written permission
• Remove any copyright notices from our materials

Personal use license: When you purchase a digital product, you receive a personal, non-transferable license to use the product for your own personal and family use.

5. Educational Content Disclaimer

WealthSprout products are for educational purposes only. Nothing in our products or on this Site constitutes financial, investment, legal, or tax advice. The information provided is general in nature and may not apply to your specific situation.

We recommend consulting with a qualified financial professional before making any financial decisions. Blue Tree Group LLC is not a registered investment adviser and does not provide personalized financial advice.

6. User Conduct

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Site
• Interfere with the Site's operation
• Upload malicious code or content

7. Disclaimer of Warranties

THE SITE AND PRODUCTS ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLUE TREE GROUP LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE SITE OR OUR PRODUCTS. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT IN QUESTION.

9. Indemnification

You agree to indemnify and hold harmless Blue Tree Group LLC and its members, officers, and agents from any claims arising from your use of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Connecticut, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Connecticut.

11. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the new Terms.

12. Contact